*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 120px; }
body { margin: 0; background: var(--color-background); color: var(--color-text); font-family: var(--font-ui); font-size: var(--text-base); line-height: 1.5; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img { max-width: 100%; height: auto; }
button, input, select, textarea { font: inherit; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, p { margin: 0; }
ul { list-style: none; margin: 0; padding: 0; }
:focus-visible { outline: 2px solid var(--color-accent); outline-offset: 3px; }
.wrap { width: min(var(--width-wide), 100% - 2 * var(--space-6)); margin-inline: auto; }

.f-accent { fill: var(--color-accent); } .f-accent2 { fill: var(--color-accent-2); } .f-forest { fill: var(--color-forest); }
.f-tint { fill: var(--color-tint); } .f-off { fill: var(--color-off); } .f-white { fill: var(--color-on-primary); }
.f-sage { fill: var(--color-sage); } .s-sage { stroke: var(--color-sage); } .s-white { stroke: var(--color-on-primary); }
.f-ink { fill: var(--color-ink); } .s-ink { stroke: var(--color-ink); } .f-muted { fill: var(--color-muted-2); }
.stop-w { stop-color: var(--color-on-primary); }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: var(--space-2); padding: 14px var(--space-6); border-radius: var(--radius-pill); font-family: var(--font-ui); font-weight: 500; font-size: var(--text-base); line-height: 1.5; border: 1px solid transparent; cursor: pointer; transition: transform .2s ease, opacity .2s ease; white-space: nowrap; }
.btn:hover { transform: translateY(-2px); }
.btn--primary { background: var(--color-primary); color: var(--color-on-primary); }
.btn--secondary { background: var(--color-surface); color: var(--color-ink); border-color: var(--color-border-button); }
.btn--white { background: var(--color-surface); color: var(--color-text); }
.btn--sm { padding: 9px var(--space-6); font-size: var(--text-xs); }

.nav { position: fixed; top: 32px; left: 50%; transform: translateX(-50%); width: min(var(--width-wide), 100% - 2 * var(--space-6)); z-index: 50; background: var(--color-surface); border-radius: var(--radius-lg); padding: 14px var(--space-5); display: flex; align-items: center; justify-content: space-between; gap: var(--space-6); box-shadow: 0 6px 30px color-mix(in srgb, var(--color-shadow) 14%, transparent); }
.nav__logo { display: inline-flex; align-items: center; flex-shrink: 0; }
.nav__logo svg { height: 32px; width: auto; }
.nav__menu { display: flex; align-items: center; gap: var(--space-5); }
.nav__link { display: inline-flex; align-items: center; gap: var(--space-1); font-family: var(--font-body); font-size: var(--text-xs); color: var(--color-muted-2); transition: color .2s ease; }
.nav__link:hover, .nav__link[aria-current] { color: var(--color-ink); }
.nav__link svg { width: 18px; height: 18px; }
.nav__actions { display: flex; align-items: center; gap: var(--space-6); }
.nav__login { font-size: var(--text-xs); color: var(--color-muted); }
.nav__toggle { display: none; background: none; border: 0; padding: var(--space-2); cursor: pointer; color: var(--color-ink); }
.nav__toggle span { display: block; width: 22px; height: 2px; background: var(--color-ink); margin: 5px 0; transition: transform .25s ease, opacity .25s ease; }

.hero { position: relative; padding: 204px 0 0; text-align: center; }
.hero::before { content: ""; position: absolute; inset: 0 0 auto; height: 636px; background: linear-gradient(180deg, var(--color-hero), var(--color-background)); z-index: -1; }
.hero h1 { font-size: var(--text-3xl); font-weight: 700; line-height: 1.2; max-width: 838px; margin-inline: auto; letter-spacing: -0.01em; }
.hero p { margin: var(--space-6) auto 0; max-width: 656px; font-size: var(--text-md); color: var(--color-muted); }
.hero__cta { margin-top: var(--space-15); display: flex; justify-content: center; gap: var(--space-5); flex-wrap: wrap; }

.modules { padding-top: var(--space-35); }
.tabs { position: sticky; top: 120px; z-index: 20; display: flex; justify-content: center; margin-bottom: var(--space-15); }
.tabs__bar { display: flex; gap: var(--space-2); padding: var(--space-3) var(--space-4); background: var(--color-surface); border-radius: 40px; box-shadow: 0 6px 30px color-mix(in srgb, var(--color-shadow) 16%, transparent); overflow-x: auto; scrollbar-width: none; max-width: 100%; }
.tabs__bar::-webkit-scrollbar { display: none; }
.tab { flex-shrink: 0; border: 0; background: var(--color-surface); color: var(--color-ink); font-family: var(--font-ui); font-size: var(--text-md); padding: 10px var(--space-6); border-radius: var(--radius-tab); cursor: pointer; transition: background-color .2s ease; }
.tab:hover { background: var(--color-tint); }
.tab[aria-selected="true"] { background: var(--color-tint); font-weight: 600; }

.group { margin-bottom: var(--space-35); }
.group[hidden] { display: none; }
.group__head { text-align: center; max-width: 800px; margin: 0 auto var(--space-15); }
.group__head h2, .section-title { font-family: var(--font-heading); font-size: var(--text-3xl); font-weight: 700; line-height: 1.2; color: var(--color-ink); letter-spacing: -0.01em; }
.group__head p { margin: var(--space-4) auto 0; max-width: 730px; font-family: var(--font-body); font-size: var(--text-base); color: var(--color-muted-2); }
.grid { display: flex; flex-wrap: wrap; justify-content: center; gap: var(--space-4); }

.card { position: relative; flex: 0 1 calc((100% - 3 * var(--space-4)) / 4); max-width: 348px; min-height: 270px; background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-xl); padding: var(--space-6); display: flex; flex-direction: column; align-items: center; text-align: center; transition: border-color .25s ease, box-shadow .25s ease; }
.card:hover, .card:focus-within { border-color: var(--color-sage); box-shadow: 2px 5px 50px color-mix(in srgb, var(--color-shadow) 18%, transparent); }
.card__icon { width: 56px; height: 56px; border-radius: 50%; background: var(--color-tint); display: grid; place-items: center; }
.card__icon svg { width: 32px; height: 32px; }
.card h3 { margin-top: var(--space-5); font-family: var(--font-ui); font-size: var(--text-lg); font-weight: 600; line-height: 1.35; color: var(--color-text); }
.card p { margin-top: var(--space-3); font-size: var(--text-xs); color: var(--color-muted); line-height: 1.5; }
.card__more { margin-top: auto; padding-top: var(--space-5); display: inline-flex; align-items: center; gap: var(--space-2); font-size: var(--text-xs); font-weight: 500; color: var(--color-muted); opacity: 0; transform: translateY(6px); transition: opacity .25s ease, transform .25s ease; }
.card__more svg { width: 24px; height: 24px; }
.card:hover .card__more, .card:focus-within .card__more { opacity: 1; transform: none; }
.card__badge { position: absolute; top: var(--space-5); right: var(--space-5); background: var(--color-badge); color: var(--color-ink); font-family: var(--font-body); font-weight: 500; font-size: var(--text-xs); padding: var(--space-1) 10px; border-radius: 22px; }
.card--request { border-color: var(--color-border-request); justify-content: center; }
.card--request h3 { margin-top: 0; max-width: 255px; color: var(--color-ink); }
.card--request p { max-width: 255px; font-family: var(--font-body); }
.card--request .card__more { margin-top: var(--space-6); padding-top: 0; opacity: 1; transform: none; color: var(--color-muted); }
@media (hover: none) { .card__more { opacity: 1; transform: none; } }

.benefits { position: relative; overflow: hidden; background: linear-gradient(180deg, var(--color-forest-deep), color-mix(in srgb, var(--color-forest) 72%, var(--color-forest-deep))); color: var(--color-on-primary); padding: var(--space-35) 0 var(--space-30); text-align: center; }
.benefits__glow { position: absolute; top: 0; left: 0; width: 100%; height: 382px; pointer-events: none; filter: blur(150px); opacity: .9; }
.benefits__glow svg { width: 100%; height: 100%; }
.benefits__head { position: relative; max-width: 900px; margin: 0 auto var(--space-15); }
.benefits__head h2 { font-family: var(--font-body); font-size: var(--text-3xl); font-weight: 700; line-height: 1.2; color: var(--color-on-primary); }
.benefits__head p { margin: var(--space-4) auto 0; max-width: 664px; font-family: var(--font-body); font-size: var(--text-md); color: var(--color-on-primary); }
.bgrid { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); text-align: left; }
.bgrid__cell { position: relative; padding: var(--space-10) var(--space-12); }
.bgrid__cell::after, .bgrid__cell::before { content: ""; position: absolute; pointer-events: none; opacity: .5; }
.bgrid__cell::after { left: 0; right: 0; bottom: 0; height: 1px; background: linear-gradient(90deg, transparent, var(--color-on-primary), transparent); }
.bgrid__cell::before { top: 0; bottom: 0; right: 0; width: 1px; background: linear-gradient(180deg, transparent, var(--color-on-primary), transparent); }
.bgrid__cell:nth-child(3n)::before { display: none; }
.bgrid__cell:nth-last-child(-n+3)::after { display: none; }
.chip { display: inline-block; background: var(--color-chip); color: var(--color-chip-text); font-family: var(--font-body); font-size: var(--text-base); padding: 6px var(--space-4); border-radius: var(--radius-xl); }
.bgrid h3 { margin-top: var(--space-5); font-family: var(--font-ui); font-size: var(--text-xl); font-weight: 600; line-height: 1.4; color: var(--color-on-primary); }
.bgrid p { margin-top: var(--space-5); font-size: var(--text-base); line-height: 1.5; color: var(--color-on-primary); }

.faq { padding: var(--space-35) 0; }
.faq__head { text-align: center; max-width: 560px; margin: 0 auto var(--space-15); }
.faq__head p { margin-top: var(--space-6); font-family: var(--font-body); color: var(--color-chip-text); }
.faq__head a { color: var(--color-ink); text-decoration: underline; text-underline-offset: 3px; }
.faq__list { max-width: var(--width-content); margin-inline: auto; display: flex; flex-direction: column; gap: var(--space-4); }
.faq__item { background: var(--color-surface); border: 1px solid var(--color-border-soft); border-radius: var(--radius-md); }
.faq__q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: var(--space-6); background: none; border: 0; padding: var(--space-5) var(--space-6); text-align: left; cursor: pointer; font-family: var(--font-body); font-size: var(--text-md); font-weight: 600; color: var(--color-text); }
.faq__arrow { flex-shrink: 0; width: 32px; height: 32px; border: 1px solid var(--color-border-soft); border-radius: var(--radius-sm); display: grid; place-items: center; transition: transform .25s ease; }
.faq__q[aria-expanded="true"] .faq__arrow { transform: rotate(180deg); }
.faq__a { padding: 0 var(--space-6) var(--space-5); font-family: var(--font-body); color: var(--color-muted); max-width: 984px; }
.faq__a[hidden] { display: none; }

.other { padding-bottom: var(--space-30); text-align: center; }
.other .section-title { margin-bottom: var(--space-15); }
.ofeat { display: flex; justify-content: center; gap: var(--space-5); flex-wrap: wrap; margin-bottom: var(--space-15); }
.ofeat__card { width: 345px; background: var(--color-surface); border-radius: var(--radius-xl); padding: var(--space-2); box-shadow: 0 0 0 1px var(--color-tint); transition: transform .25s ease; }
.ofeat__card:hover { transform: translateY(-4px); }
.ofeat__inner { border-radius: 20px; background: linear-gradient(180deg, var(--color-hero), var(--color-background)); padding: var(--space-10) var(--space-8); display: flex; flex-direction: column; align-items: center; gap: var(--space-10); }
.ofeat__inner svg { width: 100px; height: 100px; }
.ofeat__inner h3 { font-size: var(--text-xl); font-weight: 600; line-height: 1.4; color: var(--color-text); }

.cta { background: linear-gradient(0deg, var(--color-footer) 25%, var(--color-forest) 60%, var(--color-mint) 82%, color-mix(in srgb, var(--color-background) 0%, transparent) 100%); padding: var(--space-35) 0; text-align: center; }
.money { width: 186px; height: 186px; margin: 0 auto var(--space-10); }
.money svg { width: 100%; height: 100%; }
.money__ring { font-family: var(--font-badge); font-size: 13px; letter-spacing: 0.08em; fill: var(--color-ink); }
.money__num { font-family: var(--font-badge); font-size: 40px; fill: var(--color-ink); }
.money__days { font-family: var(--font-badge); font-size: 16px; fill: var(--color-ink); }
.cta h2 { font-size: var(--text-3xl); font-weight: 700; line-height: 1.2; color: var(--color-on-primary); max-width: 832px; margin-inline: auto; }
.cta .btn { margin-top: var(--space-15); }

.footer { background: var(--color-footer); color: var(--color-footer-text); padding: var(--space-35) 0 var(--space-15); overflow: hidden; }
.footer__top { display: grid; grid-template-columns: 281px 1fr 1fr 1fr 1fr; gap: var(--space-10); }
.footer__brand svg.logo { height: 32px; width: auto; }
.footer__tag { margin-top: var(--space-4); font-family: var(--font-body); font-weight: 500; color: var(--color-on-primary); }
.socials { display: flex; gap: var(--space-2); margin-top: var(--space-5); }
.socials a { width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--color-social); display: grid; place-items: center; transition: background-color .2s ease; }
.socials a:first-child, .socials a:hover { background: var(--color-social); }
.socials svg { max-width: 24px; max-height: 24px; }
.footer__note { margin-top: var(--space-8); font-size: var(--text-xs); line-height: 1.5; }
.footer h3 { font-size: var(--text-lg); font-weight: 600; color: var(--color-on-primary); margin-bottom: var(--space-8); }
.footer ul { display: flex; flex-direction: column; gap: var(--space-3); font-size: var(--text-xs); }
.footer ul a { transition: color .2s ease; }
.footer ul a:hover { color: var(--color-on-primary); }
.footer__col--legal { justify-self: end; }
.footer__word { margin: var(--space-20) auto 0; display: block; width: min(1513px, 100%); }
.footer__word svg { width: 100%; height: auto; display: block; }
.footer__bottom { position: relative; margin-top: var(--space-10); border-top: 1px solid var(--color-footer-line); padding-top: var(--space-15); text-align: center; font-size: var(--text-xs); }
.totop { position: absolute; top: -20px; left: 50%; transform: translateX(-50%); width: 40px; height: 40px; border-radius: 30px; background: var(--color-surface); display: grid; place-items: center; transition: transform .2s ease; }
.totop:hover { transform: translateX(-50%) translateY(-3px); }

@media (max-width: 1200px) {
  .nav__menu { gap: var(--space-4); }
  .footer__top { grid-template-columns: 1fr 1fr 1fr; }
  .footer__brand { grid-column: 1 / -1; max-width: 420px; }
  .footer__col--legal { justify-self: start; }
  .bgrid__cell { padding: var(--space-8) var(--space-6); }
}
@media (max-width: 1100px) { .card { flex-basis: calc((100% - 2 * var(--space-4)) / 3); } }
@media (max-width: 820px) { .card { flex-basis: calc((100% - var(--space-4)) / 2); } }
@media (max-width: 1024px) {
  .nav__toggle { display: block; }
  .nav__menu, .nav__actions { display: none; }
  .nav.is-open { flex-wrap: wrap; }
  .nav.is-open .nav__menu { display: flex; flex-direction: column; align-items: flex-start; width: 100%; gap: var(--space-4); padding: var(--space-4) 0; border-top: 1px solid var(--color-border-soft); }
  .nav.is-open .nav__actions { display: flex; width: 100%; justify-content: space-between; padding-bottom: var(--space-2); }
  .nav.is-open .nav__link { font-size: var(--text-base); }
  .nav.is-open .nav__toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav.is-open .nav__toggle span:nth-child(2) { opacity: 0; }
  .nav.is-open .nav__toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .bgrid { grid-template-columns: 1fr 1fr; }
  .bgrid__cell::before, .bgrid__cell::after { display: block; }
  .bgrid__cell:nth-child(3n)::before { display: block; }
  .bgrid__cell:nth-child(2n)::before { display: none; }
  .bgrid__cell:nth-last-child(-n+3)::after { display: block; }
  .bgrid__cell:last-child::after { display: none; }
}
@media (max-width: 760px) {
  :root { --text-3xl: 2rem; --text-xl: 1.25rem; --space-35: 5rem; --space-15: 2.5rem; }
  .nav { top: 12px; }
  .hero { padding-top: 140px; }
  .hero p { font-size: var(--text-base); }
  .hero__cta { flex-direction: column; align-items: center; }
  .tabs { top: 84px; }
  .tab { font-size: var(--text-base); padding: var(--space-2) var(--space-4); }
  .card { flex-basis: 100%; max-width: 100%; min-height: 0; }
  .bgrid { grid-template-columns: 1fr; }
  .bgrid__cell { padding: var(--space-8) var(--space-2); }
  .bgrid__cell::before { display: none; }
  .bgrid__cell:nth-child(3n)::before { display: none; }
  .bgrid__cell:nth-last-child(-n+3)::after { display: block; }
  .bgrid__cell:last-child::after { display: none; }
  .faq__q { font-size: var(--text-base); padding: var(--space-4); }
  .faq__a { padding: 0 var(--space-4) var(--space-4); }
  .ofeat__card { width: 100%; max-width: 345px; }
  .footer__top { grid-template-columns: 1fr 1fr; gap: var(--space-8) var(--space-6); }
  .footer__col--legal { grid-column: auto; }
  .btn { white-space: normal; text-align: center; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none; animation: none; }
}